Cash Offers for Englewood Homes

Englewood's Housing at a Glance

Englewood is a city of about 30,000 people spread over roughly five square miles. It splits nearly evenly between owners and renters, with owners holding a slight majority. Households are on the small side, and turnover is real: close to 12 residents in 100 had changed address within the prior year, by the Census Bureau's five-year estimate.

• 30,035people estimated for July 2025 (29,308 counted in 2020)
• 54.5%owner-occupancy rate (ACS 2020–2024)
• $544,100median value of owner-occupied homes (ACS 2020–2024)
• $1,977median gross rent per month (ACS 2020–2024)

Source: U.S. Census Bureau QuickFacts, Englewood city, New Jersey.

A citywide median says little about any one address. Our price for your home comes from its own condition, layout and paperwork, which is why we look at it once in person before putting a figure in writing. If an Englewood sale reaches $1 million or more, the state's graduated percent fee, charged to sellers on deeds recorded since July 10, 2025, applies on top of the realty transfer fee, and our offer shows it as its own line.

The Certificate of Continued Occupancy

Englewood's Ordinance 85-40 requires a Certificate of Continued Occupancy, which the city abbreviates CCO, for every one-family, two-family and multi-family house that is sold. The city's own letter to sellers is blunt about it: the seller must have the CCO before ownership transfers. The process starts once you have a buyer. The seller or an agent notifies the Building Department on the second floor of City Hall, 2-10 North Van Brunt Street, or files through the city's online certificate portal.

The application asks for the property address, the current owner's name and phone number, and the buyer's name, phone and present address. When the buyer is a corporation or LLC, or will not move in right away, the city needs a mailing address for whoever is responsible. It also asks for the names and number of people living there now and the names and number who will live there after the sale. The fee is $150 when the house has one or two units and $250 for a multi-family building, paid to the City of Englewood.

One step catches sellers off guard: any permit ever opened for work on the house has to be closed out before the CCO inspection can even be scheduled. An old deck, a water heater or a kitchen renovation with no final inspection on file can hold up the whole sale. We pull the permit history early, book the final inspections, and close out what is open as part of buying the house.

What the Inspector Checks, and the Illegal-Unit Problem

The city describes the CCO inspection as a basic safety walk-through. The inspector confirms that walls, floors, ceilings, stairs and railings are intact and safe, that there is a working smoke detector on every level with living space, and a working carbon monoxide detector within ten feet of each bedroom. Residential resale inspections are booked on Mondays, Thursdays and Fridays between 10 a.m. and 2 p.m.

The harder finding is an illegal apartment or rented room, or work done without permits. Englewood's rule is that the owner has to remove an illegal unit before a certificate will issue: utility service to it is cut, the extra kitchen and bathroom come out, and a second inspection confirms the work. Selling without a CCO can lead to fines and a stalled closing.

That is a costly job to fund in the middle of a sale. When we buy a house where this comes up, we can arrange and pay for the removal and the re-inspection ourselves, and the written price already says so. If tenants live in the unit, we will talk through the timing with you before anything is signed. How we price repairs like these is covered in our as-is guide for New Jersey sellers.

Rentals and Registrations

Separate from the sale certificate, Englewood requires a Certificate of Rental Occupancy, meaning a city inspection of each residential rental unit before a new tenant moves in. If you are selling a building with apartments, the CCO covers the sale; future turnovers will need a CRO in the new owner's name. Tenants with leases stay put when we buy, and their deposits move to us with interest at closing, as New Jersey law requires.

The code enforcement office also takes property registrations through the same online portal, with separate categories for abandoned property, property in foreclosure and vacant property. If your Englewood house has been empty for a while or a foreclosure case has been filed, ask the office which registration applies to you; we can take over that obligation once we own the home. For owners behind on a mortgage, New Jersey gives the owner of an owner-occupied home in foreclosure ten business days to cancel a contract signed with a buyer like us, and our foreclosure guide walks through the rest of the timeline.

Property Taxes in Englewood

The Englewood tax collector mails bills once a year, usually in July, with four stubs: August and November of the current year, then February and May of the next. Payments are due on the 1st of those months, with a ten-calendar-day grace period, but anything that arrives after the grace period is charged interest from the original due date, at 8% a year on the first $1,500 and 18% beyond that. If a lender pays your taxes from escrow, the bill goes to the lender and you get an advice copy.

Englewood's general tax rate for 2025 was 3.116 and its effective rate 2.088 per $100 of value, according to the state. Unpaid taxes are sold at the city's annual tax sale, usually held in September and advertised in the local Press Journal four weeks ahead. If your property is on that list, a sale to us can pay the balance before the lien is sold or redeem it afterward through the title company. The office is at 2-10 North Van Brunt Street and answers at 201-871-6607.

Water and Final Bills

Englewood homes get their water from Veolia's Hackensack system, which state records list as serving Englewood along with dozens of other Bergen communities. Before closing, ask Veolia for a final reading in your name; we set the date with them once settlement is booked so the last bill is paid from the proceeds.

Steps to Sell Your Englewood Home to Us

1. Start with the address, then who lives there, any extra units and any permits you know are still open.
2. We tour the house and send one written cash figure, usually within 24 hours.
3. After you sign, we file the CCO application, close out old permits and handle anything the inspector asks for.
4. The title company pays off the mortgage, taxes and liens from the price, and you sign in person or remotely before a notary.

Englewood is in Bergen County. Close by, we also make offers in Teaneck and Bergenfield.